(Co-dependent mother/son causing problems); (penalty for making change from universal to term?); (mother declared bankruptcy and back in trouble again)

...sell a home on contract?

...how do I start an endowment fund?

...move from a house you hate?

...too many jobs?

...When you make good money, what’s the emergency fund limit?

...When to start buying life insurance?

..Can’t afford to tithe?

...Accept help from father?

Can you tell me more about the Dow Jones Industrial Average?